If you have been injured in a car accident because of someone’s negligence, you have a right to be made “whole again”. After the car accident and you have confirmed that there are no injuries to warrant medical attention and have collected information from the other driver, you may decide to call your auto insurance company. This is always a great move. Insurance companies are always ready to help you go through the process as quickly as possible. But if there were no damages caused or injuries suffered, there are times when contacting an insurance company may not be the best option. This is because it could lead to a more expensive process compared to when you could have avoided them. It’s good to note that not all times you may opt to do away with an insurance company.
Cases Where You May Fail To Contact The Insurance Company
Always remember that you must notify your insurance company immediately after your car accident. Below are the cases when you may not contact your insurer.
When to File A claim.
Dealing with an insurance company is stressful and confusing at times. The worst of all is that any claim could lead to an increase in your premium. On the other hand, failing to inform your insurer could lead to serious financial problems or even penalties. If you are sure about the outcome of not contacting the insurance company, you can go ahead to do so. In case of a fender-bender, always ensure to have an agreement with the other driver. If this doesn’t happen, your insurance company will most likely be alert. If this is the case, you should avoid any pitfall by contacting a car accident lawyer to give you advice on the next steps to take.