If you’ve recently been involved in a car accident and you believe that you were at fault, it’s important to know the steps you should take. For instance, should hire a lawyer for an accident you are to blame for a car accident? Hiring a Wasilla car accident lawyer after a car crash that’s your fault before speaking to an insurance company is highly recommended.
Making the wrong decision will undoubtedly cost you money and cause avoidable hassles. Lawyers understand how insurance companies work and can provide legal advice besides helping you file legal action. That said, you should consider legal representation if you’ve recently been involved in a Wasilla car accident.
You Think You are Liable for a Car Accident– What Should You Do
The first thing to do if you believe you caused a car crash is to stay calm. However, always remember there are some steps you should do following a car accident, whether at fault or not. Stay focused and do what you need to do. So, what should you do following a car accident?
Being Present at the Accident Scene
First, you must be present at the accident scene to prevent third parties from tampering with evidence. You’re also required to exchange relevant information, such as insurance details with all parties involved in the accident. If the case involves property damage or bodily injuries, you must inform the police.
While waiting for the police to arrive at the accident scene, keep to yourself and avoid self-incriminating statements. A word of caution: Never admit fault or attempt to apologize, even when guilty of an accident.
It’s okay to be nervous after a car crash but you should do everything to avoid:
- Discussing what you did before the crash;
- Talking about the cause of the accident;
- Apologizing or making statements that can be used against you;
- Questioning other drivers to find out whether they were at fault.
It’s important to understand the insurance options and what they offer following a car crash. Why? Different states have different offers under their insurance policies.
The No-Fault States and the Fault-Based States
Some states use no-fault insurance laws. Under this law, all drivers are required to have a car insurance policy. Also, this law states that victims of car accidents should file claims with their insurance companies, whether at fault or not. No-fault coverage provides benefits for medical expenses and lost wages whether you were at fault or not. Alaska is a no-fault insurance state.
In fault-based states, you can pursue a claim with the other driver’s insurer. The insurance policy of the other driver should be used to cover medical costs and other losses incurred by the plaintiff. Alaska is not a fault-based state, meaning this system cannot affect your claim unless you live in a fault-based state.
It’s important to hire legal services, whether you caused a car crash or not. A legal professional can help you resolve your case faster.