Categories: Auto Accidents

What Happens If I Have A Car Accident Without Insurance?

Car accidents are stressful, especially when one is injured or has his/her car damaged. However, dealing with a car accident without insurance can even be more devastating. Car insurance is required in almost every state in U.S. Driving without insurance in most states is illegal, and the consequences can be severe depending on where you live, damages caused, or who was at fault. If you are involved in a Wasilla car accident without auto insurance, you may be required to pay for your vehicle damages if you are the one at fault. The simple thing is that you should not drive without car insurance if it’s needed in the area you live in.

What To Do After A Car Accident If You Don’t Have Insurance

Car insurance makes sure you take financial responsibility if you cause an accident. With insurance, you can be able to pay for any damages you may have caused due to recklessness. No matter what the case, if you are involved in a car accident without insurance, things may not be easy for you. If you live in an area that requires you to have insurance, you should have liability insurance. Even if you live in a state where insurance is not needed, causing an accident may still demand that you pay for injuries or damages caused. If the damages are severe you may face penalties such as your license being suspended. If you happen to be involved in an accident without being insured, you should do the following:

  • Inform the police about the accident
  • Get information from the other driver such as names or license number
  • Gather witnesses and get their information
  • Contact a car accident lawyer

If you are found to be the one at fault, you will be required to pay expenses out of your pocket. This could push you into financial hardships. But with the help of lawyer, you may recover some damages. If you risk driving without insurance when your area requires you to have one, you will be risking your financial life. The best favor you can do to yourself and your family is to ensure you drive with auto insurance if your area requires you to have one. You may find yourself in double trouble if you’re the faulty driver.

Why You Need A Lawyer

If you’re involved in an accident, and you’re not insured, talk to a car accident lawyer immediately. Alaska laws are tough, and as such, you may have a difficult time trying to recover compensation. This is why it’s essential to have an attorney by your side. He/she can review your case without any charges and help you determine whether or not you may be compensated for damages or injuries suffered. Having a lawyer makes it easy for you to make a claim and recover damages. But you may be required to negotiate to get a reasonable settlement. You will be assured of getting the damages that may be owed to you, though you may still face some legal consequences such as losing your license for some time.

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